Start Here



Thank you for stopping by TSP Investing! We appreciate your interest in our product and hope you will choose to become a better investor and subscriber. Over the next 5 – 10 minutes we hope our facts, analysis, and illustrations will make a clear case for what we provide. But before we go any further in this conversation I want to make sure I’m not wasting your time and you’re not wasting ours…

Your TSP Portfolio will not make you rich!

It is very important that you understand the following… The investment “advisory” industry which includes brokerage houses/firms, investment newspapers, magazines, newsletters, and internet publications – is a multibillion-dollar business based on marketing and sophisticated algorithms. It is also based on a lie… The lie is that investing will make you rich! It’s not a big lie. Obviously, there is plenty of evidence that strategic investment methods can provide returns greater than the conventional methods (This is exactly what we do) most investors read in mainstream magazines or publications.

But for these strategic investment methods, you need time.

Greatest Investor Of All Time


Warren Buffett is by far the greatest investor of all time! For those of you who are not familiar with Warren Buffett’s success the only thing you need to know is over a 40 year period he achieved an annualized return of approximately 20% a year!

With that benchmark in mind let’s run some analysis… Imagine you have $50,000 to invest. And let’s say you invest it and achieve results equivalent to Buffett’s. So, over a 10-year period, you earn an average of 20% per year. If you started on January 1, 2015, by December 31, 2025 your $50,000 would have increased to $309,586.

Keep in mind these numbers are only attainable if you achieve the investment results of the greatest investor of all time. With that being said can we all agree that the chances of attaining those results are slim to none on a consistent basis? Now…. Imagine you had the same $50,000 lump sum to invest. And let’s say you invest it according to a fantastic investment strategy (such as the TSP Investing Newsletter) and things go well. Over a 10-year period, you earn an average of 10% per year. If you started on January 1, 2015, by December 31, 2025 your $50,000 would have increased to $129,687.

While it’s obvious your returns won’t compare to Warren Buffett’s track record you can see you more than doubled your money in 10 years’ time, not bad right? But it hardly makes you rich. The stories, advertisements, and cocktail party conversations are a complete falsehood.

If the greatest investor of all time could not turn $50,000 into a $1,000,000 in 10 years, what makes you think you’ll be able to achieve more in less time?

Focus & Automate Your TSP Investing

The idea that you can simply invest and forget about it is ludicrous. Look at how investors from 2000 faired using that strategy….

S&P 500 - Jan 2000

They didn’t start making money until 2013!!

There are two sure fire ways to make sure you are on the road to success with your TSP Portfolio…

  1. It is paramount that you automate your contributions to your TSP. It’s one of the simplest, but most powerful moves you can make to help ensure your financial future. By investing consistently you allow the power of compounding which can make a significant difference over the long term.

Affordability – You can start by investing very little capital.

Convenience – There’s no need to send a payment or even click a mouse! You set it up once and it occurs every paycheck.

Discipline – Steady & automatic contributions helps you stay committed to your long-term plan regardless of emotions created by financial news or short term market volatility.

Protection – It keeps you from yourself! Allocating your money towards retirement investing now will make it much harder for you to use it for something else.

  1. Have an investment strategy and stick with it! While we know and believe the TSP Investing Newsletter is the best strategy for the Thrift Savings Plan, it is an absolute must that you have a strategy and understand it through and through. It’s going to be incredibly difficult to stick with an investment plan if you are following blindly. It’s imperative you understand exactly how your strategy works and its goals. While there is never a 100% guarantee of what an investment plan could bring, you should also give your investment plan enough time to work for you in order to really tell what it is capable of.

But instead, most retail investors constantly seek the “latest and greatest” investment strategy and dive head first into this new strategy until it ultimately fails to meet their short-term expectations. We’ve had some subscribers cancel after one week because the market corrected 100 points and they blamed us for losing them money.

The reality is choosing investment strategies isn’t like dating – you can’t try them out for a little while to see if there is a potential match. A successful investment strategy is a long-term relationship that requires commitment, discipline and conviction.

Most investing strategies don’t work in all market conditions. There will be periods of underperformance, and periods of outperformance.

What matters is how you do over your investing horizon!

$10,000 Lump Sum

Our strategy does very well during bull markets but we continually tell our subscribers this newsletter makes it huge gains during bear markets because we minimize our losses significantly.

Why I Am Not A Financial Advisor

As everyone else in this world with aspirations and hobbies, I personally love finance and have since a very young age. Money and math always came easy to me. Perhaps it was the absolute nature of the two. There was always a definitive answer and it was never left up to interpretation. Friends and family have always suggested I get into the financial industry but after conducting some research and talking to friends in the industry I decided it was not for me.

What most people do not realize is the financial industry is not all about investing. At the end of the day it is like any other business, its main focus is to make money and produce a profit. Therefore their main focus is sales! Don’t get me wrong there are great financial advisors out there but that designation is not for me. I have no inclination to solicit hundreds of people in the hopes to acquire a couple as clients. I’ve had one sales job my entire life which was selling watches for Fossil back in high school and I hated that job. I hated approaching every single customer who came through our doors and trying to sell them a watch. I had no problem answering their questions but in my mind if they wanted to buy a watch they would. Nothing I would say could persuade them otherwise.

Make no mistake, I certainly understand the importance of sales, after all my wife was previously in sales before she decided to stay home to raise our two children but it’s simply not for me. Quite frankly, I don’t like rejection! Leaving my current career (which I enjoy by the way) to take a financial advisor position which requires 60-80 hours/week for the first year and only pays on commission isn’t appealing at all. The fact that my family’s well being depends on me soliciting 100 potential clients only to acquire two or three scares the heck out of me! It’s simply a risk that I am not willing to take.

This newsletter gives us the best of both worlds. We’re able to provide financial information based on facts and analytics we have discovered, if a potential customer doesn’t like our product they can simply leave. There’s no time wasted on our end at all. For the customers who are interested in what we offer and end up subscribing to our newsletter we embrace them deeply because we know they are looking for help/guidance. In short, we are able to focus our time and effort where it is wanted.

Why We Do Not Offer Our Service For Free

I’ve been asked more than once why I don’t offer this newsletter for free and my response has always been this…

Please understand that nothing is ever free, it is perceived as free on the receiving end but believe me when I tell you it is far from free on the producing end once you account for time and resources.

Think about it for a moment, what “meaningful” relationship do you have where one person/entity gives everything and you just take? It doesn’t happen in marriages (if it does that marriage won’t last long) and it doesn’t happen in friendships. Any meaningful relationship you continually engage in, is indeed mutually beneficial, otherwise one person wouldn’t waste their time, right?

The same holds true for business relationships. While I would love to offer this service for free the fact is it costs money to host this website but more importantly it takes a lot of time and effort. Time that could otherwise be spent with my family.

I know some people may not agree with this and others will understand it completely.  One thing I learned early on in life is you simply cannot satisfy everybody, no matter how hard you try. We believe we offer an incredible product at an extremely affordable price. If you feel the newsletter we offer is not of value then simply cancel and we can part ways as friends. At the end of the day our relationship comes down to “value.” Do you value the information we offer through our newsletter?

TSP Performance & Realistic Expectations

In 2013 we started this newsletter to provide financial guidance and education for TSP members that could not find answers to their questions anywhere else. Above all else we value honesty and integrity, you will never find sales tactics or gimmicks here. You may not always agree with the information, analysis, or lessons we present but rest assure we always have your best interest at heart.

We don’t make outrageous claims promising a certain return for your money because the TRUTH is we never know what the market is going to do with absolute certainty. Our indicator simply helps our subscribers identify prosperous investment environments and treacherous investment environments. It really is that simple.


  • Paul Johns

    Reply Reply April 8, 2015

    Do you provide a service geared not toward long term growth rather to maximizing income stream for those or us who are retired already?

    • Admin

      Reply Reply April 10, 2015

      As of right now we do not provide that service but are currently developing one. It will consist of investing in dividend paying stocks for income.

  • Mario Teixeira

    Reply Reply June 4, 2015

    Hi I just signed up to your service but I find a little bit confusing do you have an area where I can plug in some info and get personalized advice or I have to read the newsletter and get my conclusions?

    • Mario Teixeira

      Reply Reply June 4, 2015

      Also if I have 10 years to retire shouldn’t I bee more conservative?


      • Admin

        Reply Reply June 5, 2015

        Our general recommendations regarding our three tier system are the following:
        20s & 30s = Aggressive Strategy
        40s = Moderate Strategy
        50s = Conservative Strategy

        I hope this helps.

        • david lane

          Reply Reply September 7, 2015

          Ooooooh, this sounds fun! I’m 27. I just started my TSP earlier this year. I have NEVER had any interest in the market or investing, until I found this site. I was content with the L2050 because I thought this was all over my head. (Thanks to your newsletter, it is only 95% over my head). My wife started hers about the same time as mine. We’ll will leave hers in the L fund and I will compare it to mine after a year or 2 using this site. I figure I am young enough to play around with it to figure out what works for me. Please do not mistake that last sentence for me being flippant with my retirement; I’m genuinely interested in seeing what I can do.

          • Admin

            September 7, 2015

            We’re glad you found us! Please make sure to read through all of our past newsletters. While our indicator is the best on the market we pride ourselves on the investment education aspect of our newsletter. We don’t want you to rely on us to tell you what to do, we want you to understand why we’re making certain decisions. Please let us know if you have any questions!

    • Admin

      Reply Reply June 5, 2015

      Unfortunately we are not licensed financial advisors, therefore we cannot give specific financial advice. However, if you read the newsletters it will include our indicator and what actions we are taking with the Thrift Savings Plan.

  • Mario Teixeira

    Reply Reply June 8, 2015

    but what would be a aggressive or conservative on your opinion?

    • Admin

      Reply Reply June 8, 2015

      The details of each strategy are outlined in our newsletter.

  • anthony ragusa

    Reply Reply June 30, 2015

    Good morning (at least here in VA), just wanted to firstly say I appreciate the work you and your team put into making and maintaining such an informative newsletter. Reading through comments and responses, has me a little disheartened, over the amount I’m currently sitting on. I contribute 30% of my pay to my TSP, but as active duty, (enlisted) you know, we don’t get that match. Is it a waste of time for active duty to focus on the TSP in your opinion? Thank you kindly.

    • Admin

      Reply Reply June 30, 2015

      Thank you!

      We understand your frustration and a number of people have shared your same sentiments. We are happy to say this month we are introducing a new system that is designed specifically for IRAs.

  • Tim

    Reply Reply February 21, 2016

    Good afternoon, Marvin. Are your newsletters geared solely towards TSP performance or can the information be applied elsewhere, such as 401ks, IRAs, etc.?


    • Marvin

      Reply Reply February 21, 2016

      The newsletters are geared towards the TSP but apply to IRAs as well.

  • William Anderson

    Reply Reply February 26, 2016

    I would like to talk about my current status and where to move next.6603512703

    • Marvin

      Reply Reply February 26, 2016

      Good afternoon William

      Unfortunately we cannot give specific investment advice as we are not licensed financial advisors. However, if you would like to send me an email at I would be more than happy to help as much as I can.

      When individuals have sought advice for their specific situations in the past, we have conducted case studies similar to their situation in order to educate our entire subscriber base. Would that be something you are interested in doing?

  • Derrill C Stephens

    Reply Reply March 7, 2016

    Can I invest into that T.S.P. savings after I have retired ?

    • Marvin

      Reply Reply March 14, 2016

      Unfortunately once you retire you can no longer contribute to the TSP.

      • Cheryl

        Reply Reply September 13, 2016

        I’m wondering if Derrill above is wanting to roll over from elsewhere into the TSP? In that case he could contribute new funds to the TSP. I am newly retired and wondering this very thing – should I roll over from a separate 401K to the TSP? The Patelco people are trying their best to talk me out of it. I just want simplicity. Is there a place to go where I could read a sample newsletter?

        • Marvin

          Reply Reply September 13, 2016

          While we specialize in the Thrift Savings Plan we have long stated we believe there are better options out there. In our opinion the Thrift Savings Plan is very limited in its options and restricts a significant amount of investment strategies we use.

          In regards to a sample newsletter, we do not have one. However, we have a 30 day money back guarantee, if for whatever reason you are not satisfied simply click on the cancel button and we will refund your money promptly, no hassle.

Leave A Response

* Denotes Required Field